Practice Areas

Bankruptcy and Personal Injury are the principal focus of our law firm. We understand most people do not seek the counsel of an attorney unless they are at a crossroads in their life—we take great pride in assisting you during this very important time in your life.

About Our Law Firm

Whether you’re looking for a bankruptcy or personal injury attorney, we’re skilled and have the experience to direct your case to its best possible outcome. You’ll be treated with respect and understanding, without judgment. Exceptional customer service and superior knowledge of the practice areas are what separates us from other attorneys.

Information Center

There are circumstances in life that can absolutely change individuals and families lives forever. The stakes in these cases are incredibly high and often complicated. I've been successful throughout the years in helping clients recover from these types of circumstances. I'm a lawyer who'll guide you, stand up for you, and provide you with the best possible representation that I'm capable of to ensure your case achieves the results that you need and deserve.

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Considering bankruptcy? We can provide you with a wealth of information to help you decide if bankruptcy is right for you.

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Personal Injury

If you were injured and are now facing emotional, financial, and physical hardships, you can count on our firm to work on your behalf.

Personal Injury

The Difference Between a Settlement and an Award

There are only two ways to receive payments from insurance companies. If payment is voluntary, it’s considered a settlement. If the defendant to an injury case is sued, then the insurance company hires counsel to defend the action on behalf of the defendant. If the case is taken to trial and the plaintiff wins, then the defendant is ordered to pay the plaintiff, then it’s considered an award. The insurance company in most cases pays the award, but sometimes both the insurance company and the defendant must pay the award.


The timing of settlements and awards can vary greatly. A settlement can be reached at any time following an injury. Settlements usually take place much faster than an award. Settlements should never be considered until the injured party has finished medical treatment, they’ve been released from medical care, and thoroughly understand their damages and impacts of the accident. So in minor injury claims settlements can take place much quicker than in severe injury claims. Awards almost always take longer because the claim must be litigated to get an award.

If an insurance company offers a reasonable amount prior to the Plaintiff filing a lawsuit, it may be advisable for the Plaintiff to resolve the case for that amount as opposed to waiting 18 months or more for the chance to receive a higher amount. The possibility exists that the Plaintiff may in fact receive an amount lower than the insurance company’s initial offer depending upon the verdict of the court.

A plaintiff may be looking at up to 18 months before a case is submitted to a jury. The exact amount of time varies widely based upon the jurisdiction and circumstances of the case. Accordingly, all things being equal it would be better to settle the matter than to wait for an award from a jury.


If you have an amount on the table and your experienced injury attorney has gotten the insurance company to offer their absolute top dollar, you know exactly how much you can have at that point. On the other hand, if the matter is submitted to a jury, no matter how well-presented the case, the amount the jury may award, if any, is unknown. So the difference here is the risk.

In some instances, it may be worthwhile for a claimant to risk the amount of money that has been offered for the chance to receive a significantly higher award. On the other hand, some believe that a bird in the hand is worth two in the bush, and as long as an offer is in the ballpark, it may be worth getting the matter resolved.


Another strength of the settlement is it gives you some control over the payment, including when it’s received and how it’s structured. In high-value cases, many times the payments are structured over time. This offers protection and increased value. When settling a case, what damages an insurance company agrees to pay for can be negotiated or put into a structured settlement instrument. When a case is submitted to a jury, whatever they award is, is how it will be structured.

If you take a case to trial and receive a verdict, that verdict can be appealed in certain instances. In an appeal, you may be looking at another 1 to 2 years or longer depending upon the extent of the appeal process. Settlements, on the other hand, are not appealed and are much less risky. Having control over the settlement process can be a benefit depending on the circumstances and may encourage some to avoid the risk of trial.

Upside Potential

One reason to take a case to trial is for the opportunity of a big jury verdict. You have probably read about extraordinary sums of money that people have won by going to trial. While the media certainly dramatizes these, they do happen. They do NOT occur nearly as often as most people tend to think. Only the most extraordinary verdicts are generally reported upon, and as such people tend to believe that juries are more generous than they tend to be in reality.

Like many investments, trials are high risk and can be high reward. I can guarantee you that an insurance company has never paid way more than what they think a claim is worth just to be nice! For those who can afford to take the risk or want the opportunity to have their case heard, a trial may worth the time and expense. However, you really should know what the risks are before you go that route.

Time and Expense

Trials are difficult. They are trying both physically and emotionally. They can include personal and character attacks by opposing counsel on you, your family, or your friends. While competent counsel can mitigate some of these issues, they cannot be prevented entirely in all cases. Even the simplest of trials require a lot of time and money during preparation. The toll that trials can take may not be worth the potential reward for some.


For all of their practical differences, settlements and awards are both, in their simplest form payment from an insurance company. Both will terminate any further causes of action against the same person or company for the same claim. They also both generally terminate the litigation process, unless some type of appeal is filed as is set forth above. So once you receive your money, the process is concluded.

Settlement or Trial?

Ultimately, there is no completely right answer for whether to settle a case or take it to trial. It gets decided on a case by case basis. Most importantly, you need to have an attorney that is adept at negotiating favorable settlements. It is also imperative that you have an attorney that is willing to, and does take cases to trial on a regular basis. If not, something as seemingly meaningless as your attorney’s reputation with an insurance company or defense firm could compromise the value of your claim. The solution is to sit down with your experienced injury attorney and determine the best course of action for your individual claim.

We Can Help

The good news is statistically 95% percent of personal injury cases settle. So chances are if you have an injury case it will settle without even having to file suit. However, you always want an attorney who is willing to file suit and willing to take a case to trial if the offer of settlement is unfair. We strive to negotiate the best possible settlements and are committed to providing superior representation to our clients at trial if it’s necessary. We have a history of over 20 years of producing great results. Just let us know if you want a free no pressure consultation and we can discuss your case.

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Real concern, real help, and the consultation is free.

SamSpokane, WA

I would recommend Robert Hahn as a Personal Injury Lawyer because of his experience and expertise in personal injury law. Robert is a hard-working attorney who is able to obtain good results for his clients. His honesty and work ethic are admirable, which are important traits in such a competitive industry.