The costs to file bankruptcy varies depending on the attorney you use and the type of bankruptcy case you file.
Chapter 7 Bankruptcy
In our law office, we charge an average of $800.00-$1000.00 plus the court filing fee of $338.00. Therefore, chapter 7 in a standard case will usually cost under $1,350.00 to file. If you have more complex issues in your case that take additional time, or it’s a business filing, the fees are higher and are quoted based on the facts of the case.
In the Spokane area, bankruptcy attorney fees are generally very reasonable compared to the national average. Chapter 7 bankruptcy attorney fees vary and are often updated from law office to law office. Some attorneys charge as low as $800.00 and others as high as $2,000.00. Some out-of-state law firms also market their bankruptcy services in the Spokane area and charge a lot more, so be careful. In our opinion, you’re better off hiring a local lawyer who you can visit in person and talk with the people who are doing the work for you.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy fee structure is different in that a client pays a retainer up front before filing. The remainder of the fees are paid over time through the bankruptcy plan. Chapter 13 bankruptcies usually last 3-5 years, so the rest is paid out over that time frame.
The upfront fee for most cases is $1,000.00 plus a filing fee of $313.00. The remaining fees are paid over the course of the Chapter 13 plan. The total fees paid in a chapter 13 bankruptcy vary from case to case based on the work needed. Our office fees are charged hourly and are based on the time spent working on the case. When cases have unique issues or are filled on an emergency basis, the upfront fee requested can be higher.
Get an Experienced Lawyer
I always tell clients asking about fees that they should focus on finding an experienced bankruptcy lawyer that will charge them a fair price and do a good job, one that produces a successful outcome for them. It’s a plus if they’re easy to work with and you like them. People are often looking for their cheapest option, but you don’t want the cheapest lawyer you can find in a serious legal proceeding. It is the same for a dentist or surgeon, do you really want to go to the cheapest dentist in town? You may find the cheapest—but maybe a painful experience.
If you’re looking for quality work from a local Spokane bankruptcy lawyer that charges reasonable fees, contact us for a free consultation. We would be glad to help.
If your looking for more information about bankruptcy check out our Bankruptcy Information Center